Why do I need your help to get funding?  We have been in this business for years and know exactly what potential investors are looking for.  We highlight the key aspects of your venture that will garner investor interest and submit your plan and presentation to a tailor made list of investors we feel will be receptive to your idea.  If the project is of a certain scope, we may decide to work directly with NASD brokers and Regulation D offerings.

How long does it take to get funding?  The SBA can take between 2 weeks and 2 months to get back to you, institutional and angel investors are even more fickle, we usually hear back within the first 10-14 business days of receipt of your documents.  This is the first contact of interest, it can take between a month to five months to close a deal on funding through investors.

Do I need a business plan and Regulation D offering to get funded?   If you do not have a flawless business plan you will not get your foot in the door with anyone.  Banks and investors want to see your idea, and more importantly they want to see it in writing.  They want facts and numbers, that is their bottom line.  A business plan without solid financials, (five year pro-formas and IRR in particular), is useless.  In fact, both the Angel Investors and Institutional Investors who we send packets to first view a financial fact sheet for your business, and will then read your plan and proposal documentation if interested by the IRR and financials.  They receive between 20-30 plans a day, and rarely read more than a few pages of each, thus the importance in having industry structured and full financials.

What is your turnaround time?                   24-48 hours to get the ball rolling. Because of our fee structure, we are seeking funding as quickly as possible. Regulation D offerings are valid for 180 days, business plans submitted we generally know "sink or swim" within 4 months. We have had funding happen in less than three weeks, and deals that take five months and longer, there is simply no way we can give an estimate that would not be a guess.  Offerings expire after 180 days, and the project can be reopened upon expiration, and is automatically reopened 90 days after expiration if we do not hear otherwise from clients.

How do I contact your company for more info?    "There is no such thing as a dumb question."  We are here to serve you and answer all your needs.  Click on our contacts link above for the different methods we offer for contacting us for immediate service.

Do you offer refunds?  We will refund any fees collected for funding we do help you obtain.  For example:  If you requested and we agreed to assist with $2,000,000 in funding, but were only able to secure $1,000,000 our $30,000 fee (3%) would be refunded.  Under no circumstances will we refund on purchased documentation packages. 

Clients who wish to avoid documentation fees, must have a valid Business Plan and in some cases a Regulation D Private Placement Memorandum available.



You applied for a loan and the bank officer responded with the dreaded words, "I'm sorry, but..." and turned it down. Admittedly an unhappy scenario, it is not a unique one and happens to many businesses at some point.  Fortunately, your funding resources do not end with the SBA and bank officers.

Why You Didn't Get the Loan

Banks most often deny credit because a business has:

  • Bad credit. As noted above, a clean credit record is crucial in both business and personal finances. Anything else sends the bank warning signals about your likeliness of repaying the loan in a timely fashion - or at all.
  • High debt-to-equity ratio. A typical ratio is three-to-one. Banks also look at other standard ratios for credit worthiness. In special circumstances, businesses that do not meet the usual standards may still be considered.
  • Insufficient collateral. This is common for startup businesses that lack collateral or significant assets to pay back the loan if the company should experience hard times.

Beyond Banks for Funds

Commercial banks or savings and loan (S&L) institutions are not the only source of credit.  Venture Capital Firms and Angel Investors number in the thousands, and they do not look at your credit score or collateral.  Your business will simply be judged on your business model.  Variables such as your market, products/services, selling price, cost of goods, and projected five year financials are of more importance.

In a nutshell, a bank is looking at a business and always asking: "What if they fail?".  An Investor is looking at a business and always asking, "How much would I stand to make?".  Over 80% of our clients work with outside investors as opposed to bank financing.

Business Documentation:

Clients sometimes underestimate the need for high quality professional documentation.  They often feel that they can create the documentation on their own.  While this may be true, in nearly every instance where a potential client has forwarded us documentation they had personally done, significant and often times glaring omissions in both text and financials were missing.  Remember, Investors do not like work like the bank or SBA, who will send you home to complete missing sections of information they require.  You have only one shot and therefore only one opportunity to ensure that your documentation includes not only your "pitch" but all variables that will need to be looked at.

The true beauty of our service is that the majority of our revenue comes from the 3% fee we charge on funding we secure for clients.  Because this is our main revenue stream, we care about your documentation as much as you do, and our pricing on documentation reflects this.  Keep in mind we only offer this pricing to clients whose projects we are given an opportunity to pitch and earn commission fees on.  As an example, our Regulation D PPM fee is $500, yet a look at other firms show that documentation of this nature will cost you anywhere from $800-$3500, and in most cases their job ends there.  We are more than just documentation, we secure funding for clients.

What is a Private Placement Memorandum?

Part of a Regulation D offering, which the SEC allows for small businesses, (LLC and Corporations only), it allows for a certain amount of company stock to be sold for a set price.